Despite having a steady job, her salary never seemed enough. By the time the next paycheck arrived, she was already overwhelmed with bills and expenses.
“I was always broke before the month ended,” Purity begins.
At first, she didn’t fully understand the problem. She believed her income was simply too low to meet her needs. Rent, food, transport, and other responsibilities consumed most of her earnings.
“I kept telling myself that if I earned more, things would be better,” she says.
But even when her income slightly increased, nothing changed.
“I realized the problem wasn’t just how much I earned—it was how I managed it,” she admits.
Purity had developed spending habits that made it difficult to save. She often made unplanned purchases, relied on small loans to get through the month, and rarely tracked where her money was going.READ MORE..................